Við einföldum flækjurnar með fjölbreyttum og öruggum leiðum til að taka við greiðslum.
Due to the merger of Rapyd and Valitor, an agreement was made with the competition authority that 25% of the market share in the Icelandic payment processing market would be sold to a new company. The reason for that was to prevent the formation of a dominant party in the processing market in Iceland. Kvika bought this portfolio of contracts and subsequently founded the subsidiary Straumur.